Maintaining a detailed home inventory and securely storing it is a task that everyone should prioritize. However, it’s frequently deferred, mainly because it takes time. Who has spare time? However, if you are ever in a situation where you need to utilize it, you’ll undoubtedly be gratified. At Walker and Associates Insurance Agencies Inc., based in Fillmore, NY, as an independent insurance agency, we take our commitment to our customers very seriously.
Before initiating your home inventory, gather a notepad, pen, camera, or cell phone. Capture photos of every room from different perspectives, emphasizing the high-value items. Start with any room you feel most comfortable with. Jot down everything you see and provide as much detail as possible. Details like brand names, model and serial numbers, and purchase dates are invaluable. If you have receipts or invoices for items, attach them to your list.
Remember to open the drawers and closets. Overlooking an item is not an option here. Proceed from one room to another, following the same procedure. If you have them, don’t omit the attic, basement, garage, and shed. Once you’ve completed the inventory, which may take several days, it’s time to decide where to store this crucial document safely.
Storing it away from your home is an ideal option, but if it’s not feasible, ensure that it’s stored in a waterproof and fire-resistant box. Create a copy and ask a friend or family member to keep it safe. Additionally, capture images of it and store them on the cloud, allowing you to access them no matter where you are.
When you need help with home insurance decisions, contact Walker and Associates Insurance Agencies Inc. in Fillmore, NY.
