When you own a boat, some dangers exist both on land and the water. With the right boat insurance policy, you can be protected against both. It’s essential always to have boat insurance to protect yourself financially. If you own a boat and don’t have boat insurance, it’s essential to act now. Call us at Walker and Associates Insurance Agencies Inc. in Fillmore, NY.
Protection of the Water
Many things can happen to your boat while you’re out on the water. Many boating accidents occur every year, and these can be financially devastating. When a boating accident happens, you aren’t just responsible for your own expenses for repairs and lost personal items. You may also be liable for the other party’s expenses. This can include their medical bills as well as the damage to their boat. To stay protected against these risks, you need both property damage liability and bodily injury liability coverage. These are vital to have in your boat insurance policy to keep you financially safer on the water.
Protection on Land
Another type of boat coverage you can get in your policy is comprehensive coverage. This type protects the boat against its many dangers while on the land. Several things can happen to a boat when it’s being transported or sitting at your home. With this coverage, you no longer have to worry about these risks.
Get Boat Insurance Today
If you’re buying a boat or already have one, you need to have a boat insurance policy in place right away. Never go without this insurance, which offers so many types of protection. Call us at Walker and Associates Insurance Agencies Inc. in Fillmore, NY to learn more.
