Being situated where Cold Creek joins the Genessee River, Fillmore, NY, is a scenic hamlet that offers residents ample opportunities to enjoy nature while living comfortably in an RV. However, despite their size, motorhomes are at risk for theft and can be vandalized, resulting in significant damage. At Walker and Associates Insurance Agencies Inc., we understand the stress that motorhome theft or vandalism can cause and aim to simplify the claims process.
Does Insurance Cover Motorhomes?
Motorhome insurance provides property owners with coverage that protects against damages or injuries to others and can also cover the cost of damages to their motorhome if a covered incident should occur.
Owners can choose from a variety of coverage options, which may vary based on several factors, such as whether the motorhome is used recreationally or as a primary residence. Where the motorhome is stored can also influence the type and level of coverage, especially if you store the vehicle on your property rather than in a storage facility.
How to Handle Motorhome Thefts and Vandalism
While stealing something as large as a motorhome may seem unlikely, it does happen. If your motorhome is stolen or vandalized, act quickly. File a police report, providing as much information about the motorhome and any suspects as possible. Contact your insurance agency to file a claim if your policy includes comprehensive coverage.
Our Agents Can Help You Get the Right Coverage
Choosing the right motorhome insurance and swiftly responding to theft or vandalism can significantly affect the outcome of your covered event. Call Walker and Associates Insurance Agencies Inc. at our Fillmore, NY, office today at 585-207-3066 to get started.
